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Learn more about your options for debt and credit solutions by reading our blog!
Can You Include CERB Debt in a Bankruptcy? A Comprehensive Guide
In the wake of economic challenges posed by global events such as the COVID-19 pandemic, many Canadians found themselves seeking financial assistance through programs like the Canada Emergency Response Benefit (CERB). While these programs provided crucial support,...
Can I Keep My Car If I File for Bankruptcy?
Filing for bankruptcy is a significant step for anyone to take, and it comes with many questions and concerns. One of the most common questions for individuals considering this option in Nova Scotia is whether they can keep their car if they file for bankruptcy. This...
Financial Trouble: Recognizing the Signs and Seeking Professional Help
In the labyrinth of personal and business finance, encountering financial distress can feel like being trapped in a maze with no clear exit. Financial trouble doesn't materialize overnight; it builds up gradually, often unnoticed until the walls seem too high to climb...
Financial Scams: Stay Alert
In today's digital age, scammers employ increasingly sophisticated methods to defraud people of their hard-earned money. With advancements in technology, the methods used by fraudsters evolve rapidly, making it essential for individuals to stay informed and vigilant. ...
Understanding Bankruptcy Payments in Canada: A Guide to the Superintendent’s Standards
“How much does it cost to file for personal bankruptcy?” This question is a very common one - for obvious reasons. If you are struggling financially you need to understand if bankruptcy is an affordable option to resolve you debt. This guide while help you understand...
Smart Grocery Shopping: A Guide to Saving Money on Your Grocery Bill
Grocery shopping is a necessity of life. According to Stats Can, prices on groceries in Canada are up 20% on average in just the past two years. This increase is making it harder and harder for consumers to afford groceries. With a bit of planning, strategizing,...
Unlocking Financial Freedom: Pros and Cons of Using a Line of Credit to Pay Off Credit Card Debt
In the intricate dance of personal finance, finding the most efficient strategy to manage debt is crucial. One popular option that often surfaces is using a line of credit to pay off credit card debt. This financial maneuver has its own set of advantages and...
Navigating the Chill: Understanding Canada Revenue Agency’s Bank Account Freezing and Your Financial Options
Picture this: you wake up one morning, sip your coffee, and decide to check your bank account. To your shock and dismay, you discover that your funds are frozen. Panic sets in, and questions flood your mind. What happened? Why is your money locked away? If you're...
The Steps You’ll Need to Take When Filing Bankruptcy in Canada
Most people tend to share the same goals—we all want to have a happy and healthy life. It’s a pretty broad statement, and it’s dependent on a lot of factors, many of which can be out of your control. So, what happens when emergencies strike, the unexpected occurs, and...
Spending Plans – A Roadmap to Financial Stability
Spending Plans – A Roadmap to Financial Stability Would you jump in your car and head towards BC without referring to a map? Would you build a house without plans? Probably not! Then why would you spend money without a plan. For many people, the idea of developing...