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Learn more about your options for debt and credit solutions by reading our blog!
10 Simple Ways to Enjoy the Holidays in Nova Scotia Without Overspending
*Because the season should bring peace of mind — not financial stress.* The holiday season is a beautiful time in Nova Scotia. Our small towns light up, local markets buzz with energy, and families gather to share moments that truly matter. Yet for many people,...
Buy Now, Pay Later: The Truth Behind BNPL in Canada (And Who It Really Helps)
What Is Buy Now, Pay Later—and Why Is It Everywhere? “Buy Now, Pay Later” (BNPL) programs have exploded across Canada. Whether you're shopping online, walking through a mall, or flipping through a flyer, you’ll see offers like: Pay in 4 instalments 0% interest for...
How Licensed Insolvency Trustees Help You Overcome Financial Challenges
Financial difficulties can feel overwhelming, isolating, and even hopeless—but the good news is you don’t have to go through them alone. When debts become unmanageable, one of the best decisions you can make is to reach out to a Licensed Insolvency Trustee (LIT). At...
What Assets are Exempt from Bankruptcy in Canada for Nova Scotia Residents
When someone is considering filing for bankruptcy in Nova Scotia, one of the most common questions we get is , "What assets will I lose and what can I keep?" Fortunately, Canadian bankruptcy laws are designed to provide individuals with a fresh financial start while...
Understanding Bankruptcy vs. Consumer Proposals: Which is Right for You?
When financial challenges feel overwhelming, finding a clear path forward is crucial. Whether you’re struggling to keep up with debt payments or feeling uncertain about what steps to take, the options of bankruptcy and consumer proposals can provide much-needed relief...
Can You Include CERB Debt in a Bankruptcy? A Comprehensive Guide
In the wake of economic challenges posed by global events such as the COVID-19 pandemic, many Canadians found themselves seeking financial assistance through programs like the Canada Emergency Response Benefit (CERB). While these programs provided crucial support,...
Can I Keep My Car If I File for Bankruptcy?
Filing for bankruptcy is a significant step for anyone to take, and it comes with many questions and concerns. One of the most common questions for individuals considering this option in Nova Scotia is whether they can keep their car if they file for bankruptcy. This...
Financial Trouble: Recognizing the Signs and Seeking Professional Help
In the labyrinth of personal and business finance, encountering financial distress can feel like being trapped in a maze with no clear exit. Financial trouble doesn't materialize overnight; it builds up gradually, often unnoticed until the walls seem too high to climb...
Financial Scams: Stay Alert
In today's digital age, scammers employ increasingly sophisticated methods to defraud people of their hard-earned money. With advancements in technology, the methods used by fraudsters evolve rapidly, making it essential for individuals to stay informed and vigilant. ...
Understanding Bankruptcy Payments in Canada: A Guide to the Superintendent’s Standards
“How much does it cost to file for personal bankruptcy?” This question is a very common one - for obvious reasons. If you are struggling financially you need to understand if bankruptcy is an affordable option to resolve you debt. This guide while help you understand...