by debtandcreditsolutions | Dec 16, 2021 | Budgeting Tips/Finance 101
Wants Vs Needs “Need” – something essential for survival “Want” – something beyond a need that makes life more comfortable or convenient Determining what is a “need” and what is a “want” is important in looking at spending habits. Making small changes in spending...
by debtandcreditsolutions | Dec 16, 2021 | Budgeting Tips/Finance 101
Improving Your Credit Score A credit report is a summary of your credit history. There are two major report reporting agencies in Canada: Equifax and TransUnion. The report contains factual information on your credit use and also personal information such as your...
by debtandcreditsolutions | Dec 16, 2021 | Budgeting Tips/Finance 101
Christmas Spending Tips The holiday season is upon us. It is supposed to be “the most wonderful time of the year”, but unfortunately, many people find themselves overwhelmed with stress at this time of year. Christmas has become a very commercial holiday and the...
by debtandcreditsolutions | Dec 16, 2021 | Budgeting Tips/Finance 101
As we find our ourselves in a new year, it is a good opportunity to look at ways to get your finances on track for the year. Challenge everything Review your monthly expenses and consider every one of the individually to think about if it is something you really need....
by debtandcreditsolutions | Dec 16, 2021 | Budgeting Tips/Finance 101
Having a budget is important for everyone regardless of income. The reasons that a budget is important may be different for those with a modest income vs. high income earners – but the fact remains that budgeting should be part of everyone’s routine. Why Bother?In...
by debtandcreditsolutions | Dec 16, 2021 | Budgeting Tips/Finance 101
There is no one right way to track expenses and only one wrong way. We will look at several methods of tracking expenses and you choose what works best for you – or even combine a couple of them – to find what is right for you. What is the one wrong way? The...
