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Bankruptcy and Consumer Proposal Trends in Nova Scotia (2025/2026 Update)

Bankruptcy and Consumer Proposal Trends in Nova Scotia (2025/2026 Update)

by Bryan Haines | Jun 1, 2026 | Bankruptcy, Consumer Proposals

Canadian consumers continue to face significant financial pressure in 2025 and early 2026. Rising housing costs, higher interest rates, inflation, and increased reliance on credit have all contributed to growing debt levels across the country — including here in Nova...
What Assets are Exempt from Bankruptcy in Canada for Nova Scotia Residents

What Assets are Exempt from Bankruptcy in Canada for Nova Scotia Residents

by debtandcreditsolutions | Jan 29, 2025 | Bankruptcy

When someone is considering filing for bankruptcy in Nova Scotia, one of the most common questions we get is , “What assets will I lose and what can I keep?” Fortunately, Canadian bankruptcy laws are designed to provide individuals with a fresh financial...
Understanding Bankruptcy vs. Consumer Proposals: Which is Right for You?

Understanding Bankruptcy vs. Consumer Proposals: Which is Right for You?

by debtandcreditsolutions | Oct 21, 2024 | Bankruptcy, Consumer Proposals

When financial challenges feel overwhelming, finding a clear path forward is crucial. Whether you’re struggling to keep up with debt payments or feeling uncertain about what steps to take, the options of bankruptcy and consumer proposals can provide much-needed relief...
Can You Include CERB Debt in a Bankruptcy? A Comprehensive Guide

Can You Include CERB Debt in a Bankruptcy? A Comprehensive Guide

by debtandcreditsolutions | Mar 28, 2024 | Bankruptcy, Income Taxes

In the wake of economic challenges posed by global events such as the COVID-19 pandemic, many Canadians found themselves seeking financial assistance through programs like the Canada Emergency Response Benefit (CERB). While these programs provided crucial support,...
Can I Keep My Car If I File for Bankruptcy?

Can I Keep My Car If I File for Bankruptcy?

by debtandcreditsolutions | Mar 11, 2024 | Bankruptcy

Filing for bankruptcy is a significant step for anyone to take, and it comes with many questions and concerns. One of the most common questions for individuals considering this option in Nova Scotia is whether they can keep their car if they file for bankruptcy. This...
Understanding Bankruptcy Payments in Canada: A Guide to the Superintendent’s Standards

Understanding Bankruptcy Payments in Canada: A Guide to the Superintendent’s Standards

by debtandcreditsolutions | Jan 24, 2024 | Bankruptcy

“How much does it cost to file for personal bankruptcy?” This question is a very common one – for obvious reasons.  If you are struggling financially you need to understand if bankruptcy is an affordable option to resolve you debt. This guide while help you...
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Toll Free: 1.855.733.3032

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HALIFAX OFFICE
168 Hobsons Lake Drive, Ste 301
Halifax, NS B3S 0G4 (Bayers Lake)
Call: 902.405.3832

KENTVILLE OFFICE
15 Aberdeen Street
Kentville, NS B4N 2M9
Call: 902.365.3032

DARTMOUTH OFFICE
2 Ralston Avenue, Suite 100
Dartmouth NS B3B 1H7
Call: 902.405.3832

HALIFAX OFFICE
168 Hobsons Lake Drive, Ste 301
Halifax, NS B3S 0G4 (Bayers Lake)
Call: 902.405.3832

KENTVILLE OFFICE
15 Aberdeen Street
Kentville, NS B4N 2M9
Call: 902.365.3032

DARTMOUTH OFFICE
2 Ralston Avenue, Suite 100
Dartmouth NS B3B 1H7
Call: 902.405.3832
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Toll Free: 1.855.733.3032
Email: [email protected]

Golding and Associates Limited is a Licensed Insolvency Trustee helping Nova Scotians with bankruptcy and debt relief in Kentville and Halifax Nova Scotia.
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