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Bankruptcy Laws in Nova Scotia: Your Complete Guide
Navigating through turbulent economic waters can feel like battling a storm without an anchor. That's where understanding bankruptcy laws in Nova Scotia comes to your rescue. This post is designed to be that lighthouse guiding you back to safety. We'll unpack...
Demystifying Bankruptcy Costs in Nova Scotia: A Guide
Have you ever felt like a tightrope walker, precariously balancing over the chasm of debt? If so, then know this: You're not alone. Many people in Nova Scotia have faced financial hardship and pondered about bankruptcy costs in Nova Scotia. The mere thought can feel...
A Consumer Proposal Can Be Your Path to Debt Relief
Debt can be a heavy burden to bear, causing stress and anxiety. If you're looking for a way out of overwhelming debt, it's essential to explore your options. One such option is a consumer proposal—a debt relief solution that can provide you with a fresh start. In this...
The Struggles with PayDay Loans: Solutions to Break the Debt Cycle
In today's society, financial emergencies and unexpected expenses can often leave individuals feeling trapped and in need of immediate cash. Emergency funds may be non-existent with the high cost of living just leaving people living paycheque to paycheque. Payday...
How Do I Declare Personal Bankruptcy in Nova Scotia?
Bankruptcy is a legal process regulated by the federal government. The first step in declaring bankruptcy in Nova Scotia is to speak to a licensed insolvency trustee. Licensed insolvency trustees are the only ones licensed by the federal government to administer...
Starting the New Year Right
Starting the New Year Right The 2022 year has come to an end. Even if you do not believe in making New Year’s Resolutions, the beginning of a new year brings the ideal time to take a fresh look at things. Where do you want to see your finances in 2023? Is your goal...
Improve Your Financial Health to Reduce Stress
Golding & Associates acts on your behalf as a Licensed Insolvency Trustee to help you get your finances back on track. Contact us to find out more today! 902-365-3032 or 902-405-3832 Image: Unsplash Financial stress is no joke — when you're struggling to get by,...
Where Does My Money Go?
Where Does My Money Go? When people are encountering financial difficulties, often they do not know what steps to take to resolve them. Each month we will look at ways to help you improve your financial situation. If money is short, the first step people often think...
Wants Vs Needs
Wants Vs Needs “Need” – something essential for survival “Want” – something beyond a need that makes life more comfortable or convenient Determining what is a “need” and what is a “want” is important in looking at spending habits. Making small changes in spending...
The Value of Talking to a Debt Professional
The Value of talking to a debt professional I recently received a call asking if we accept referrals . Easy – of course . However, my answer ended up being no. I determined that this company was charging someone an upfront fee of $500.00 to refer them to a trustee...