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Learn more about your options for debt and credit solutions by reading our blog!
Understanding Bankruptcy Payments in Canada: A Guide to the Superintendent’s Standards
“How much does it cost to file for personal bankruptcy?” This question is a very common one - for obvious reasons. If you are struggling financially you need to understand if bankruptcy is an affordable option to resolve you debt. This guide while help you understand...
Smart Grocery Shopping: A Guide to Saving Money on Your Grocery Bill
Grocery shopping is a necessity of life. According to Stats Can, prices on groceries in Canada are up 20% on average in just the past two years. This increase is making it harder and harder for consumers to afford groceries. With a bit of planning, strategizing,...
Unlocking Financial Freedom: Pros and Cons of Using a Line of Credit to Pay Off Credit Card Debt
In the intricate dance of personal finance, finding the most efficient strategy to manage debt is crucial. One popular option that often surfaces is using a line of credit to pay off credit card debt. This financial maneuver has its own set of advantages and...
Navigating the Chill: Understanding Canada Revenue Agency’s Bank Account Freezing and Your Financial Options
Picture this: you wake up one morning, sip your coffee, and decide to check your bank account. To your shock and dismay, you discover that your funds are frozen. Panic sets in, and questions flood your mind. What happened? Why is your money locked away? If you're...
The Steps You’ll Need to Take When Filing Bankruptcy in Canada
Most people tend to share the same goals—we all want to have a happy and healthy life. It’s a pretty broad statement, and it’s dependent on a lot of factors, many of which can be out of your control. So, what happens when emergencies strike, the unexpected occurs, and...
Spending Plans – A Roadmap to Financial Stability
Spending Plans – A Roadmap to Financial Stability Would you jump in your car and head towards BC without referring to a map? Would you build a house without plans? Probably not! Then why would you spend money without a plan. For many people, the idea of developing...
Understanding Student Loans in Nova Scotia: Repayment and Relief Options
Mounting debt can feel overwhelming and hinder financial freedom for individuals. An effective way to regain control over one's finances is by exploring Nova Scotia student loan debt relief options. The province offers government programs tailored to student loan debt...
Consumer Proposal in Nova Scotia: A Step-by-Step Guide
Debt can be a burden that weighs heavily on individuals, affecting their financial well-being and overall quality of life. In Nova Scotia, consumer proposals offer individuals an alternative to personal bankruptcy. It provides a structured and manageable way to repay...
Nova Scotia Debt Collection Laws: What Collectors Can and Can’t Do
Dealing with debt collection can be a stressful and overwhelming experience. However, it is important to understand that in Nova Scotia, there are laws (The Collection Agencies Act and the Consumer Creditors Conduct Act ) in place to protect individuals from unfair...
Wage Garnishment in Nova Scotia: Who Can Do It & How To Stop It
Wage garnishments in Nova Scotia can be complicated. Today, we’ll walk through the legalities surrounding wage garnishments and who has authority to initiate one. We'll also provide some actionable steps for preventing or mitigating wage garnishment situations. You...